When a loved one passes away, the last thing you need is the hassle of a contested life insurance claim. Many times, your loved one has purchased life insurance to help defray the costs associated with an expensive burial and funeral, and you need the money immediately.
Communicating directly with a life insurance company is a confusing and frustrating process. With help from a life insurance claim lawyer, you can forgo much of this unnecessary stress and perhaps find a quicker resolution to any problems with your life insurance claim. Beneficiaries shouldn’t be forced to wait for financial help in the difficult time surrounding the loss of a loved one.
An attorney can thoroughly explain your rights when a claim is filed or denied, and can help you understand the underlying specific concerns associated with a claim. For companies based in New York or New Jersey, a two-year period exists that allows the insurance company to investigate and deny a policy. A policy denial can be based on a misstatement in any of several documents, such as the life insurance application, application for renewal, policy amendment or the application for late enrollment. A denial does not have to be based on a mistake regarding the statement of the cause of death.
Life Insurance Claim Lawyer
A life insurance claim lawyer represents clients who need help negotiating with a big life insurance company. In many cases, the company attempts to deny a claim based on an alleged mistake in the original application, and assumes that family and friends of the decedent will give up and accept the company’s decision. When your claim is denied or you expect the company will deny it, don’t give up. It’s worth your time and effort to request a free consultation to discuss your situation with an attorney. The help of a professional will alleviate your feelings of helplessness, and give you greater chances of success in the appeal process.
Struggling through the tangle of state, federal and administrative laws is much easier with the help of knowledgeable attorneys dedicated to fighting for clients’ needs. If you live in New York or New Jersey, or your insurance company is based in either state, we can help you attempt to receive the claim amount to which you are entitled. As attorneys who regularly negotiate with life insurance companies, we are also skilled litigators. When necessary, we can sue a company that insists on denying a claim.
Life Insurance Claim Lawyer Services
Since 1987, the law firm of Trief & Olk has provided numerous legal services to a wide variety of life insurance clients. If you or a loved one has a legal need, please contact us to find out more specific information about our firm or for a free consultation to discuss how our firm can help to resolve your life insurance claim case. Our law offices can be reached via telephone at (212) 486-6060 or by completing our confidential online form. When you fill out the form, include a detailed and thorough description of your case. We look forward to serving your needs.