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212-486-6060

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  • Has Your Life Insurance Company Denied or Delayed Your Claim?

    We Have Taken on the Large Insurance Companies and Have Won on Our Client’s Behalf. Contact Us to Find Out if You Have a Claim. We Can Help.

    Free Case Evaluation!

Our Experienced Life Insurance Claim Denial Attorneys Stand By Ready to Help You

EXPERIENCED

Our life insurance attorneys have negotiated or litigated many different life insurance denial cases against major insurance companies.

STRATEGIC

Our team of attorneys are experienced at handling the complex litigation of life insurance cases.

COMMITTED

Our lawyer-to-case ratio is extremely high, assuring the degree of personal attention and thoroughness for which our firm is known.

If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. The life insurance claims attorneys at Trief & Olk are experienced in life insurance law, terminology, applications, and practices. We will represent you aggressively in negotiations with your life insurance company and if they don’t agree to pay the benefits to which you are entitled, we will take them to court to prove your claim.

Notable Verdicts & Settlements

$1,500,000

Metropolitan Life Ins. Co. (summary judgement)

$675,000

Confidential Settlement

$500,000

Confidential Settlement

$250,000

Lincoln National Life Ins. Co. (jury verdict)

Ted Trief

Ted Trief received his J.D. from Rutgers University Law School, graduating with honors in 1976. He received his B.A. in 1973 from State University of New York at New Paltz. He is a former Assistant D.A.

Barbara Olk

Barbara Olk graduated from New York University Law School with a J.D. degree in June of 1976. Ms. Olk completed her B.A. degree in English and Political Science at the University of Rochester in 1973, where she was a member of Phi Beta Kappa.

Shelly L. Friedland

Shelly L. Friedland, who joined Trief & Olk in 2014 and became a partner in 2016, graduated cum laude from Harvard Law School, and received her B.A. in economics from Columbia University, graduating summa cum laude.

Stan Gutgarts

Stan Gutgarts received his J.D. from Fordham University School of Law in 2011, where he was a recipient of a full-tuition scholarship. Mr. Gutgarts is admitted to the New York and New Jersey Bars, as well as before the U.S. District Courts for the Southern, Eastern, and Western Districts of New York, and the District Court of New Jersey.

Jordan Rutsky

Jordan Rutsky joined Trief & Olk in 2005 and became a partner in 2017. He received his J.D. from Fordham Law School in 2004, and his B.S. and B.A. in Business Administration – Finance and Political Science, respectively, at the University at Buffalo in 2001.

What Are The Reasons For A Life Insurance Claim Denial?

  • Lapse
  • Failing to reinstate    
  • Failing to disclose medical visit
  • Failure to disclose medical condition
  • Failure to timely pay premium
  • Failing to convert to individual policy
  • Failing to report life insurance coverage
  • Wrong age on application
  • Inaccurate income listed
  • Inaccurate weight listed
  • Competing beneficiaries
  • Criminal history discovered
  • Change in person’s job
  • Fired from person’s job
  • Employer didn’t forward records
  • Suicide exclusion
  • Self-inflicted injury exclusion
  • Illegal drug exclusion
  • Prescription drug exclusion
  • Use of alcohol exclusion
  • Sickness exclusion
  • Felony exclusion
  • Medical treatment
  • Foreign country fatality

Trending News

Life Insurance Claim Attorney

Filing a life insurance claim after your loved one passes away isn’t always simple. Once you’ve worked through the system and lodged a claim with the insurance company, there’s still a chance it will be denied.
August 25, 2016/by lifeinslaw

Prescription Drug Use and Material Misrepresentations

The rise in prescription drug use in the United States has had a direct impact on life insurance claims. The Center for Disease Control recently released figures, from May 8, 2013, that indicate that over 22,000 deaths occur from pharmaceutical drugs each year, of which over 16,500 are related to opioid analgesic overdoses.
August 16, 2016/by lifeinslaw

MetLife v. Glenn, Hogan-Cross, and Outside Consultants

In assessing life insurance claims, insurers routinely use “independent” or “outside” consultants to substantiate their positions. When litigation arises, discovery into these individuals typically centers on their compensation. Trief & Olk recently had success arguing that beyond plain compensation figures, the number of claims reviewed and subsequent denial statistics were integral in evaluating potential biases.
July 16, 2016/by lifeinslaw

ERISA Standard of Review

In Firestone Tire & Rubber Co. v. Bruch, the Supreme Court set forth a rubric controlling judicial review of ERISA benefit eligibility decisions. Under Firestone, courts are to be guided by principles of trust law in evaluating the conclusions of plan administrators. These principles of trust law require courts to review a denial of plan benefits under a “de novo” standard unless the plan provides to the contrary.
June 15, 2016/by lifeinslaw

Two Year Contestability Period

In the states of New York, New Jersey, and Massachusetts, insurance companies have two years from the date a life insurance policy is issued to contest its validity. This “contestability” period affords insurers the opportunity to investigate any potential misrepresentations on the insured’s policy application.
May 11, 2016/by lifeinslaw

For Life Insurance Benefit and Other Claim Denials, Deadlines Matter

Employees and their families often rely on their employer’s benefit plans to provide a variety of insurance protections, including life insurance, health insurance, accidental death and dismemberment, and other forms of insurance coverage.
May 1, 2016/by lifeinslaw