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  • Has Your Life Insurance Company Denied or Delayed Your Claim?

    We Have Taken on the Large Insurance Companies and Have Won on Our Client’s Behalf. Contact Us to Find Out if You Have a Claim. We Can Help.

    Free Case Evaluation!

Our Experienced Life Insurance Claim Denial Attorneys Stand By Ready to Help You

EXPERIENCED

Our life insurance attorneys have negotiated or litigated many different life insurance denial cases against major insurance companies.

STRATEGIC

Our team of attorneys are experienced at handling the complex litigation of life insurance cases.

COMMITTED

Our lawyer-to-case ratio is extremely high, assuring the degree of personal attention and thoroughness for which our firm is known.

If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. The life insurance claims attorneys at Trief & Olk are experienced in life insurance law, terminology, applications, and practices. We will represent you aggressively in negotiations with your life insurance company and if they don’t agree to pay the benefits to which you are entitled, we will take them to court to prove your claim.

Notable Verdicts & Settlements

$1,500,000

Metropolitan Life Ins. Co. (summary judgement)

$675,000

Confidential Settlement

$500,000

Confidential Settlement

$250,000

Lincoln National Life Ins. Co. (jury verdict)

Ted Trief

Ted Trief received his J.D. from Rutgers University Law School, graduating with honors in 1976. He received his B.A. in 1973 from State University of New York at New Paltz. He is a former Assistant D.A.

Barbara Olk

Barbara Olk graduated from New York University Law School with a J.D. degree in June of 1976. Ms. Olk completed her B.A. degree in English and Political Science at the University of Rochester in 1973, where she was a member of Phi Beta Kappa.

Shelly L. Friedland

Shelly L. Friedland, who joined Trief & Olk in 2014 and became a partner in 2016, graduated cum laude from Harvard Law School, and received her B.A. in economics from Columbia University, graduating summa cum laude.

Stan Gutgarts

Stan Gutgarts received his J.D. from Fordham University School of Law in 2011, where he was a recipient of a full-tuition scholarship. Mr. Gutgarts is admitted to the New York and New Jersey Bars, as well as before the U.S. District Courts for the Southern, Eastern, and Western Districts of New York, and the District Court of New Jersey.

Jordan Rutsky

Jordan Rutsky joined Trief & Olk in 2005 and became a partner in 2017. He received his J.D. from Fordham Law School in 2004, and his B.S. and B.A. in Business Administration – Finance and Political Science, respectively, at the University at Buffalo in 2001.

What Are The Reasons For A Life Insurance Claim Denial?

  • Lapse
  • Failing to reinstate    
  • Failing to disclose medical visit
  • Failure to disclose medical condition
  • Failure to timely pay premium
  • Failing to convert to individual policy
  • Failing to report life insurance coverage
  • Wrong age on application
  • Inaccurate income listed
  • Inaccurate weight listed
  • Competing beneficiaries
  • Criminal history discovered
  • Change in person’s job
  • Fired from person’s job
  • Employer didn’t forward records
  • Suicide exclusion
  • Self-inflicted injury exclusion
  • Illegal drug exclusion
  • Prescription drug exclusion
  • Use of alcohol exclusion
  • Sickness exclusion
  • Felony exclusion
  • Medical treatment
  • Foreign country fatality

Trending News

Life Insurance Incontestability Clauses – Clear Rules Apply

New York and New Jersey insurance law, as well as the law of many other states, requires that all insurance policies include a standard incontestability clause.
April 20, 2016/by lifeinslaw

When Life Insurance Denials Happen, The Insurer Doesn’t Always Get the Last Word

We recently secured a victory in court for our clients when we represented the sons of their deceased mother. The insurance company had issued two life insurance policies totaling $1,500,000 covering the deceased mother’s life...
March 22, 2016/by lifeinslaw

Payment Grace Periods Can Protect Against Life Insurance Claim Denials

Most life insurance policies include a grace period during which the policy remains effective despite an outstanding premium payment. The grace period provides protection to customers against life insurance claim denials by the insurance company if a premium payment is late.
March 5, 2016/by lifeinslaw

Life Insurance Claim Denials and “Post-Claim Underwriting”

Life insurance claim denials often occur because the life insurance company claims that a customer’s application contains a “material misrepresentation”.
February 20, 2016/by lifeinslaw

Wrongful Cancellation of Life Insurance

A life insurance policy is a contract between the insured and the insurance company that is intended to provide for the payment of life insurance benefits to family members or friends in the event of the policy holder’s death.
February 20, 2016/by lifeinslaw

Superstorm Sandy and Insurance Claim Denials

As relative normalcy returns to the areas affected by Superstorm Sandy, homeowners and business owners should still be wary of potentially unlawful practices that can result in insurance claim denials for damage resulting from Sandy.
February 13, 2016/by lifeinslaw