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View our posts regarding a variety of legal topics related to Life Insurance Lawsuits

Laid Off Before Year-End and the Group Life Claim Was Denied—Do You Still Have Coverage?

Laid Off Before Year-End and the Group Life Claim Was Denied—Do You Still Have Coverage?
If you’ve been laid off before the end of the year and your group life insurance claim was denied, you may be wondering if you still have coverage. In many cases, the answer is yes—at least temporarily. Group life insurance policies often provide a range of options for those who lose their jobs, and there […]

Was the Policy Incontestable by November? Using New York’s Two-Year Rule to Get Paid

Was the Policy Incontestable by November? Using New York’s Two-Year Rule to Get Paid
When a life insurance claim is denied, it can be a devastating blow. The emotional toll of losing a loved one is compounded by the stress of trying to navigate a complicated claims process. If you are dealing with the denial of a life insurance claim, it’s essential to understand the rules and regulations that […]

Interpleader Blindsided You? How to Respond When the Insurer Sues the Beneficiaries

Interpleader Blindsided You How to Respond When the Insurer Sues the Beneficiaries
An interpleader action can leave life insurance beneficiaries feeling blindsided, especially when the insurer files a lawsuit to determine who is entitled to the benefits. The insurer essentially steps out of the equation and asks the court to decide who the rightful beneficiary is. This situation often arises in cases where there are disputes, multiple […]

Fighting “Policy Lapse” Denials: What to Do If You Missed a Bill After Moving This Fall

Fighting "Policy Lapse" Denials: What to Do If You Missed a Bill After Moving This Fall
If you’ve recently moved to a new home, you’re likely aware of the stress and challenges that come with it—updating addresses, forwarding mail, and maintaining regular bill payments. But what if a missed bill due to address errors causes your insurance policy to lapse? This situation can have significant consequences, especially if you later file […]

Thanksgiving Travel Tragedy and a Denied Claim: What to Do in the First 14 Days

Thanksgiving Travel Tragedy and a Denied Claim: What to Do in the First 14 Days
The Thanksgiving holiday season is a time for family reunions, delicious meals, and cherished moments, but it is also a time when traffic accidents and travel-related tragedies tend to increase. The unfortunate reality is that accidents can happen, even during the happiest times of the year. If a loved one is involved in an accident […]

SGLI/VGLI Denied Near Veterans Day? What Military Families Can Do Right Away

SGLI/VGLI Denied Near Veterans Day? What Military Families Can Do Right Away
For military families, Veterans Day is more than just a national holiday. It is a time to honor the sacrifices made by service members and reflect on their contributions. Unfortunately, for some families, this important day can be overshadowed by the denial of Servicemembers’ Group Life Insurance (SGLI) or Veterans’ Group Life Insurance (VGLI) benefits, […]

Open Enrollment Change Went Wrong—Now the Life Insurance Claim Is Denied. What Next?

Open Enrollment Change Went Wrong—Now the Life Insurance Claim Is Denied. What Next?
A life insurance claim denial can be a devastating experience, especially when it results from an error during open enrollment. Many people are unaware of how a mistake made during this period can lead to a denied claim, but the good news is that all is not lost. There are steps you can take to […]

Illegal Beneficiary Changes: What Happens When Someone Alters a Policy Without Consent?

Illegal Beneficiary Changes: What Happens When Someone Alters a Policy Without Consent?
Life insurance policies are essential financial tools, providing peace of mind to policyholders and their families. The person designated as the beneficiary is typically the individual or entity that will receive the policy benefits upon the policyholder’s death. However, what happens when a life insurance policy is altered without the consent of the policyholder, specifically […]

Life Insurance Claim Denied After a Sudden Death? Here’s What to Do First

Life Insurance Claim Denied After a Sudden Death? Here’s What to Do First
When a sudden death occurs, the last thing anyone expects is a denial from the life insurance company. While dealing with the loss of a loved one is already overwhelming, facing a life insurance claim denial adds unnecessary stress. It’s important to remember that life insurance companies may deny claims for a variety of reasons. […]

How to Appeal a Denied FEGLI or ERISA Life Insurance Claim

How to Appeal a Denied FEGLI or ERISA Life Insurance Claim
Receiving a denial of a life insurance claim can be an overwhelming experience. When it comes to federal employee benefits like FEGLI (Federal Employees Group Life Insurance) or ERISA (Employee Retirement Income Security Act) policies, this denial can seem final, but it doesn’t have to be. Both FEGLI and ERISA offer an appeal process that […]