Our knowledgeable team would be happy to answer any questions you may have and help you decide what your next move should be.
Experienced
Our life insurance attorneys have negotiated or litigated many different life insurance denial cases against major insurance companies.
Strategic
Our life insurance attorneys are experienced in handling the complex litigation of life insurance cases, such as denial of claims.
Commited
Our lawyer-to-case ratio is extremely high, assuring the degree of personal attention and thoroughness for which our life insurance attorneys are known.
Life Insurance Denial Lawyers
Has Your Life Insurance Company Denied or Delayed Your Claim?
Our Experienced Life Insurance Claim Lawyers Stand by Ready to Help You
If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. The team of Life Insurance Claim Lawyers at Trief & Olk are experienced in life insurance law, terminology, applications, and practices.
We will represent you aggressively in negotiations with your life insurance company and if they don’t agree to pay the benefits to which you are entitled, our life insurance claim lawyers will take them to court to prove your claim.
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LifeInsurance Law: Trusted Insurance Claim Lawyers in New Jersey
Navigating the complexities of an insurance claim in New Jersey can be stressful, especially when your claim is denied or delayed. LifeInsurance Law has successfully helped clients recover millions of dollars in cases involving life insurance, health insurance, and disability claims. Our team is committed to securing the compensation you deserve..
Proven Success with Major Insurance Companies
Our team has a history of achieving significant results, with settlements ranging from $250,000 to $3 million. We’ve successfully challenged major insurers such as Met Life, Prudential, New York Life, and others, ensuring they honor their commitments to policyholders.
Handling Life Insurance Denials with Confidence
Life insurance claim denials happen frequently, but our team knows how to challenge these refusals. With years of experience dealing with large insurance companies, we use our expertise to build a strong case on your behalf. Whether your case requires settlement negotiations or going to trial, we are prepared to fight for your rights and provide guidance throughout the process.
Get Expert Legal Support Now
If your insurance claim has been denied, delayed, or underpaid, LifeInsurance Law can help. Our attorneys will carefully review your case, challenge the denial, and work to recover the benefits you are entitled to. With the knowledge to take on even the largest insurers, we are here to support you.
Contact us for a free consultation, and let us take the burden off your shoulders while we handle the legal details.
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Reasons for a Life Insurance Claim Denial:
You may be denied life insurance proceeds for many different reasons, several of which can be challenged.
Common cases we encounter involve denials because of claimed material misrepresentations, policy lapses for non-payment, and conflicts between life insurance beneficiaries regarding who should receive the proceeds.
Founded in 1987, Trief & Olk has offices in New York and New Jersey, and is adept at litigating life insurance claim lawsuits. Our life insurance claim lawyers handle cases stemming from denial of claims in the context of employment-based life insurance (litigated under the federal ERISA statute), including policies covering federal employees issued under the Federal Employees Group Life Insurance Program (FEGLI).
Some legal disputes can be settled outside of court, an outcome we are experienced at facilitating. If your life insurance claim is being denied for whatever reason, our qualified attorneys stand ready to assist you.
Some of the reasons that your life insurance claim might be denied include:
- Lapse
- Failing to reinstate
- Failing to disclose medical visit
- Failure to disclose medical condition
- Failure to timely pay premium
- Failing to convert to individual policy
- Failing to report life insurance coverage
- Wrong age on application
- Inaccurate income listed
- Inaccurate weight listed
- Competing beneficiaries
- Criminal history discovered
- Change in person’s job
- Fired from person’s job
- Employer didn’t forward records
- Suicide exclusion
- Self-inflicted injury exclusion
- Illegal drug exclusion
- Prescription drug exclusion
- Use of alcohol exclusion
- Sickness exclusion
- Felony exclusion
- Medical treatment
- Foreign country fatality
Our attorneys have the trial skills necessary to withstand pressure to settle cases early, along with the talent to steer complex cases from beginning to end.
We invest our high levels of time and energy in-depth analysis and discovery from the very beginning of any case to ensure positive results. Our firm has gained extensive experience since 1987 through numerous complex jury and judge trials in federal and state courts.
Trief & Olk’s Team Approach
Trief & Olk takes a team approach to every case we accept. Every client has at least two – and sometimes more – senior Life Insurance Denial attorneys staffing the case. Associates are never given responsibility for a case without the involvement of one or more partners. Our lawyer-to-case ratio is extremely high, thus assuring the degree of personal attention and thoroughness for which our firm is known.
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