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View our posts regarding a variety of legal topics related to Life Insurance Lawsuits

SGLI/VGLI Denied Near Veterans Day? What Military Families Can Do Right Away

SGLI/VGLI Denied Near Veterans Day? What Military Families Can Do Right Away
For military families, Veterans Day is more than just a national holiday. It is a time to honor the sacrifices made by service members and reflect on their contributions. Unfortunately, for some families, this important day can be overshadowed by the denial of Servicemembers’ Group Life Insurance (SGLI) or Veterans’ Group Life Insurance (VGLI) benefits, […]

Open Enrollment Change Went Wrong—Now the Life Insurance Claim Is Denied. What Next?

Open Enrollment Change Went Wrong—Now the Life Insurance Claim Is Denied. What Next?
A life insurance claim denial can be a devastating experience, especially when it results from an error during open enrollment. Many people are unaware of how a mistake made during this period can lead to a denied claim, but the good news is that all is not lost. There are steps you can take to […]

Illegal Beneficiary Changes: What Happens When Someone Alters a Policy Without Consent?

Illegal Beneficiary Changes: What Happens When Someone Alters a Policy Without Consent?
Life insurance policies are essential financial tools, providing peace of mind to policyholders and their families. The person designated as the beneficiary is typically the individual or entity that will receive the policy benefits upon the policyholder’s death. However, what happens when a life insurance policy is altered without the consent of the policyholder, specifically […]

Life Insurance Claim Denied After a Sudden Death? Here’s What to Do First

Life Insurance Claim Denied After a Sudden Death? Here’s What to Do First
When a sudden death occurs, the last thing anyone expects is a denial from the life insurance company. While dealing with the loss of a loved one is already overwhelming, facing a life insurance claim denial adds unnecessary stress. It’s important to remember that life insurance companies may deny claims for a variety of reasons. […]

How to Appeal a Denied FEGLI or ERISA Life Insurance Claim

How to Appeal a Denied FEGLI or ERISA Life Insurance Claim
Receiving a denial of a life insurance claim can be an overwhelming experience. When it comes to federal employee benefits like FEGLI (Federal Employees Group Life Insurance) or ERISA (Employee Retirement Income Security Act) policies, this denial can seem final, but it doesn’t have to be. Both FEGLI and ERISA offer an appeal process that […]

Policy Lapse or Provider Error? What to Do When Insurers Blame You

Policy Lapse or Provider Error? What to Do When Insurers Blame You
A life insurance policy lapse is a situation that can bring significant financial and emotional distress, especially when you’re counting on the benefits in the event of a tragedy. While lapses are often blamed on the policyholder, it’s not always clear whether the error lies with the insurer or the individual. In many cases, insurance […]

October Deadlines Why Contestability Clauses Matter in Life Insurance Denials

October Deadlines Why Contestability Clauses Matter in Life Insurance Denials
As the year draws to a close, many individuals may face time-sensitive challenges with life insurance claims. The upcoming deadlines, especially those tied to contestability clauses, make October an important month to be aware of in the life insurance process. Life Insurance Denials often arise during this period, particularly when contestability clauses come into play. […]

Was Your Life Insurance Claim Denied Over an Alleged Misrepresentation?

Was Your Life Insurance Claim Denied Over an Alleged Misrepresentation?
Facing the denial of a life insurance claim is always an unsettling experience. You may have carefully selected your policy, faithfully paid premiums, and trusted the insurer to honor the agreement. However, when an insurer denies the claim based on alleged misrepresentation, it can feel like an unjust blow. Understanding why this happens and what […]

How Divorce Can Complicate Life Insurance Beneficiary Rights in New York

How Divorce Can Complicate Life Insurance Beneficiary Rights in New York
Divorce can be an emotionally taxing and life-altering event, and its impact extends beyond the emotional and financial strain. One area that often gets overlooked is how divorce affects life insurance beneficiary designations. Life insurance policies are typically a key part of an individual’s estate planning. However, after a divorce, the beneficiary designations of such […]

What Happens When Your Life Insurance is Canceled While You Are Hospitalized?

What Happens When Your Life Insurance is Canceled While You Are Hospitalized?
Hospitalization is a challenging time, and having to face the possibility of your life insurance being canceled can add immense stress. For many individuals, understanding the intricacies of life insurance policies, including the risks associated with non-payment during hospitalization, is crucial. The idea of a policy cancellation during a medical crisis can leave families vulnerable […]