Legal Blog

View our posts regarding a variety of legal topics related to Life Insurance Lawsuits

Can Beneficiaries Challenge a Denied Life Insurance Claim for Lapse in New Jersey?

Can Beneficiaries Challenge a Denied Life Insurance Claim for Lapse in New Jersey?

When a life insurance claim is denied due to a policy lapse, the situation can be both perplexing and distressing for beneficiaries. A life insurance policy is often purchased to provide financial security to loved ones, and a denial can feel like a betrayal of that promise. However, beneficiaries may have options to challenge such […]

Common Types of Material Misrepresentation in Life Insurance Claim Denials and How New York Beneficiaries Can Avoid Them

Common Types of Material Misrepresentation in Life Insurance Claim Denials and How New York Beneficiaries Can Avoid Them

Understanding the intricacies of life insurance claims can be challenging, especially when dealing with denials based on material misrepresentations. In New York, insurance companies may deny claims if they believe there has been a misrepresentation of material facts. These denials can be distressing for beneficiaries, who may find themselves grappling with the loss of a […]

The Potential Impact of a Forged Life Insurance Beneficiary Change

The Potential Impact of a Forged Life Insurance Beneficiary Change

Life insurance is designed to provide financial security to loved ones following the policyholder’s death. However, when there is a forged life insurance beneficiary change, it can lead to contentious disputes, delayed payouts, and significant financial and emotional stress for the rightful beneficiaries. In this blog post, we will delve into the nature of forged […]

Illegal Beneficiary Change: What Does it Mean for You?

Illegal Beneficiary Change What Does it Mean for You

At Trief & Olk, we understand the complexities and legal ramifications of disputes over life insurance policies — especially when it concerns an illegal beneficiary change. Such changes can lead to significant familial strife and legal challenges, often during times when individuals are most vulnerable. In this blog post, we will delve into the topic […]

Can a Life Insurance Beneficiary be Changed After Death?

Can a Life Insurance Beneficiary be Changed After Death

Life insurance is a cornerstone of financial planning, offering a safety net to loved ones in times of distress. The assurance of a payout can alleviate the burden of financial instability following the loss of a provider. However, life’s uncertainties often compel individuals to reassess their decisions, leading to contemplations about beneficiary designations. The matter […]

Concealment vs Misrepresentation in Life Insurance: What You Need to Know

Concealment vs Misrepresentation in Life Insurance What You Need to Know

Concealment vs misrepresentation: a common issue that arises when life insurance claims get denied. Both can have significant implications for the validity of a claim. In this blog we’ll delve into the nuances of concealment vs misrepresentation offering clarity and guidance to policyholders navigating the claims process. Whether you’re a policyholder facing challenges with your […]

ERISA Life Insurance: A Complete Guide

ERISA Life Insurance A Complete Guide

Navigating ERISA life insurance issues can be daunting for beneficiaries and policyholders alike, due to the unique federal regulations and procedural rules it imposes. This post is designed to clarify the essentials of ERISA life insurance, discuss common challenges faced by claimants, and offer strategic insights into managing and resolving disputes effectively. Whether you are […]

Understanding FEGLI

Understanding FEGLI

Welcome to the official Trief & Olk blog, where we delve into the intricacies of life insurance to empower you with knowledge and understanding. In today’s post, we’re explaining one of the most significant life insurance programs available to federal employees: the Federal Employees’ Group Life Insurance (FEGLI). Whether you’re a federal employee seeking to […]