Experienced
Our knowledgeable team would be happy to answer any questions you may have and help you decide what your next move should be.
Experienced
Our life insurance attorneys have negotiated or litigated many different life insurance denial cases against major insurance companies.
Strategic
Our life insurance attorneys are experienced in handling the complex litigation of life insurance cases, such as denial of claims.
Commited
Our lawyer-to-case ratio is extremely high, assuring the degree of personal attention and thoroughness for which our life insurance attorneys are known.
Life Insurance Denial Lawyers
Has Your Life Insurance Company Denied or Delayed Your Claim?
Our Experienced Life Insurance Claim Lawyers Stand by Ready to Help You
If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. The team of Life Insurance Claim Lawyers at Trief & Olk are experienced in life insurance law, terminology, applications, and practices.
We will represent you aggressively in negotiations with your life insurance company and if they don’t agree to pay the benefits to which you are entitled, our life insurance claim lawyers will take them to court to prove your claim.
Our attorneys who handle life insurance claims have taken on the large insurance companies and have won on our clients’ behalf. Contact our life insurance claim lawyers to find out if you have a claim.
We can help people throughout the United States.
Settlements & Verdicts
$3 Million
William Penn Life Insurance
$1.5 Million
Metropolitan Life Ins. Co. (Summary Judgment)
$1.2 Million
Primerica Settlement
$1 Million
Protective Life Insurance
Trief and Olk’s team of experienced insurance claim lawyers has recovered millions of dollars for clients, with recoveries ranging from $250,000 to over $3 million, taking cases through trial and the appeals process. Our denied life insurance attorneys have litigated life insurance denial claims against numerous major companies such as Met Life, New York Life, Prudential, John Hancock, William Penn, Banker’s Life, First Penn-Pacific, Globe Life, Lincoln, and more, and have even received referrals from law firms against whom we’ve litigated. Through the many insurance lawsuits we’ve won, our Life Insurance Claim Lawyers have gained the necessary insight, skill, and proficiency to secure the proceeds you deserve.
View More Settlements & VerdictsExplore How Trief & Olk’s Life Insurance Attorneys Can Assist You:
If you’re facing a denial or dispute with a life insurance policy, we’re here to help. To learn more about how Trief & Olk’s experienced life insurance claim lawyers can assist you in resolving your denial or dispute, simply click on the state below that corresponds to the policyholder’s location.
Locations Served
Client Reviews
They are efficient, honest and will achieve the best possible outcome. Farmers had rejected my claim twice and was unwilling to take a second look. Shelly was able to get them to pay the entire claim without going to court.. Highest recommendation.
- Kathleen Bryan
Trief & Olk is a superior law firm. Their attorneys and other legal professionals have a brilliant understanding of the law and the litigation process. They diligently perform their work in an efficient, strategic and cost-effective manner to ensure the best possible outcomes for their clients.
- Christopher Hughes
I contacted the Trief & Olk law firm regarding a life insurance issue. Shelly Friedland handled the matter swiftly, courteously and professionally. The issue was settled in my favor in a timely manner. I would highly recommend her and this firm to those in need of legal assistance .
- Jim Beha
Ted Trief
Ted Trief received his J.D. from Rutgers University Law School, graduating with honors in 1976. He received his B.A. in 1973 from State University of New York at New Paltz. He is a former Assistant D.A.
Barbara Olk (Retired)
Barbara Olk graduated from New York University Law School with a J.D. degree in June of 1976. Ms. Olk completed her B.A. degree in English and Political Science at the University of Rochester in 1973.
Eyal Dror
Eyal Dror joined Trief & Olk in 2019. He received his J.D. from Columbia Law School, where he graduated a Kent Scholar in 2007. Prior to that, earned his B.A. from Columbia University in three years.
Reasons for a Life Insurance Claim Denial:
You may be denied life insurance proceeds for many different reasons, several of which can be challenged.
Common cases we encounter involve denials because of claimed material misrepresentations, policy lapses for non-payment, and conflicts between life insurance beneficiaries regarding who should receive the proceeds.
Founded in 1987, Trief & Olk has offices in New York and New Jersey, and is adept at litigating life insurance claim lawsuits. Our life insurance claim lawyers handle cases stemming from denial of claims in the context of employment-based life insurance (litigated under the federal ERISA statute), including policies covering federal employees issued under the Federal Employees Group Life Insurance Program (FEGLI).
Some legal disputes can be settled outside of court, an outcome we are experienced at facilitating. If your life insurance claim is being denied for whatever reason, our qualified attorneys stand ready to assist you.
Some of the reasons that your life insurance claim might be denied include:
- Lapse
- Failing to reinstate
- Failing to disclose medical visit
- Failure to disclose medical condition
- Failure to timely pay premium
- Failing to convert to individual policy
- Failing to report life insurance coverage
- Wrong age on application
- Inaccurate income listed
- Inaccurate weight listed
- Competing beneficiaries
- Criminal history discovered
- Change in person’s job
- Fired from person’s job
- Employer didn’t forward records
- Suicide exclusion
- Self-inflicted injury exclusion
- Illegal drug exclusion
- Prescription drug exclusion
- Use of alcohol exclusion
- Sickness exclusion
- Felony exclusion
- Medical treatment
- Foreign country fatality
Our attorneys have the trial skills necessary to withstand pressure to settle cases early, along with the talent to steer complex cases from beginning to end.
We invest our high levels of time and energy in-depth analysis and discovery from the very beginning of any case to ensure positive results. Our firm has gained extensive experience since 1987 through numerous complex jury and judge trials in federal and state courts.
Recent Blogs
Massachusetts Beneficiaries Addressing Denials for Pre-Existing Conditions
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New York Beneficiaries and Life Insurance Lapse Disputes Key Legal Insights
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ERISA Claims and New Jersey Employment-Based Life Insurance Denials What Beneficiaries Need to Know
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How New Jersey Life Insurance Laws Protect Beneficiaries During Appeals
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Massachusetts Life Insurance Denials: Tips for Beneficiaries to Navigate Misrepresentation Allegations
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New Jersey Contestability Clauses: Protecting Your Rights as a Beneficiary
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How to Handle a Denied Life Insurance Claim Due to Lapse in Massachusetts
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Trief & Olk’s Team Approach
Trief & Olk takes a team approach to every case we accept. Every client has at least two – and sometimes more – senior Life Insurance Denial attorneys staffing the case. Associates are never given responsibility for a case without the involvement of one or more partners. Our lawyer-to-case ratio is extremely high, thus assuring the degree of personal attention and thoroughness for which our firm is known.
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