Legal Blog

As the year draws to a close, many individuals may face time-sensitive challenges with life insurance claims. The upcoming deadlines, especially those tied to contestability clauses, make October an important month to be aware of in the life insurance process. Life Insurance Denials often arise during this period, particularly when contestability clauses come into play. […]

Hospitalization is a challenging time, and having to face the possibility of your life insurance being canceled can add immense stress. For many individuals, understanding the intricacies of life insurance policies, including the risks associated with non-payment during hospitalization, is crucial. The idea of a policy cancellation during a medical crisis can leave families vulnerable […]

When a loved one passes away, beneficiaries expect to receive the financial protection promised by life insurance policies. However, many beneficiaries in New York and elsewhere face the painful reality of having their life insurance claims denied. The denial of a claim can be a shocking experience, especially when the beneficiary is relying on the […]

Losing a loved one is difficult, and the life insurance payout they leave behind can provide a much-needed financial cushion for beneficiaries. However, many people are unsure about whether life insurance settlements are subject to taxes in New Jersey. While it is often assumed that life insurance proceeds are tax-free, the situation can be more […]

Life insurance policies are meant to provide financial support to loved ones after the policyholder’s death. However, life insurance claims are sometimes denied, leaving beneficiaries unsure of their next steps. If you’re a beneficiary in New York and your claim was denied, you may be wondering if it’s possible to reopen a closed claim. Fortunately, […]

Dealing with the denial of a life insurance claim is an incredibly difficult experience, especially when it involves the tragic death of a loved one by suicide. In New Jersey, as in many states, life insurance policies often have clauses that deny coverage in the event of suicide, particularly within a specific period after the […]