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View our posts regarding a variety of legal topics related to Life Insurance Lawsuits

Denied Life Insurance Claim

Grace Periods, Late Notices, and Winter Mail Delays: Beating a Lapse Denial in NY

Posted on by Trief, Olk & Dror
Grace Periods, Late Notices, and Winter Mail Delays: Beating a Lapse Denial in NY
Life insurance coverage can be a lifesaver for your loved ones, but lapses in coverage can lead to severe consequences. In New York, grace periods, late notices, and winter mail delays can all play a role in whether or not you are able to keep your policy active. If your life insurance has lapsed, understanding […]
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Denial Of Life Insurance Claim Due To Claimed Material Misrepresentation

Material Misrepresentation in a New Year Review: What Insurers Scrutinize First

Posted on by Trief, Olk & Dror
Material Misrepresentation in a New Year Review: What Insurers Scrutinize First
As the new year begins, insurance companies embark on their annual policy reviews and claim assessments. One crucial factor that can significantly impact the outcome of a claim is material misrepresentation. If you have life insurance or are considering applying for coverage, understanding what material misrepresentation is and how insurers identify it during policy reviews […]
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Denied Life Insurance Claim

What Beneficiaries Should Do First After a Claim Is Denied

Posted on by Trief, Olk & Dror
What Beneficiaries Should Do First After a Claim Is Denied
A life insurance claim denial can be overwhelming for beneficiaries already dealing with the loss of a loved one. However, the first steps taken after the denial are crucial in determining whether the claim can be overturned. This guide will walk you through the key actions to take if a claim is denied, ensuring that […]
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Disputes Over Insurance Proceeds Between Life Insurance Beneficiaries

Interpleader vs. Beneficiary Dispute: What’s Actually Holding Up Your Check?

Posted on by Trief, Olk & Dror
Interpleader vs. Beneficiary Dispute: What’s Actually Holding Up Your Check?
If your life insurance payout is taking longer than expected, it could be because of an interpleader action or a beneficiary dispute. These legal matters can delay the distribution of benefits, leaving beneficiaries frustrated and in the dark about what’s holding up their claim. Understanding what these terms mean, how they affect your claim, and […]
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Denied FEGLI Claim

FEGLI & ERISA Deadlines Hit Early: January Timelines NY Families Can’t Miss

Posted on by Trief, Olk & Dror
FEGLI & ERISA Deadlines Hit Early January Timelines NY Families Can’t Miss
For many families in New York, the month of January is more than just the beginning of a new year; it’s the time to review and update crucial benefits that provide financial security in case of tragedy. Specifically, the FEGLI (Federal Employees Group Life Insurance) and ERISA (Employee Retirement Income Security Act) programs offer significant […]
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Life Insurance Lapse

Holiday Lapses in Focus: How Missed Premiums Over December Affect NY Payouts

Posted on by Trief, Olk & Dror
Holiday Lapses in Focus How Missed Premiums Over December Affect NY Payouts
The holidays are a time of joy, celebration, and giving. However, for many people, this season also comes with a lot of financial pressures. With travel expenses, gift shopping, and holiday celebrations taking priority, it’s easy to miss payments for critical expenses like life insurance premiums. Unfortunately, missing a life insurance premium payment can lead […]
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Denied Life Insurance Claim

January Claim Checklist: Documents NY Beneficiaries Should Gather After a Denial

Posted on by Trief, Olk & Dror
January Claim Checklist: Documents NY Beneficiaries Should Gather After a Denial
A life insurance claim denial is one of the most distressing events beneficiaries can face, especially in the midst of grieving. However, the process of challenging the denial and ensuring that the insurance company honors the claim doesn’t have to be overwhelming. One of the most crucial steps in this process is to gather the […]
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Denial Of Life Insurance Claim Due To Claimed Material Misrepresentation

Beneficiary Change Looks Forged: How to Prove It and Freeze the Payout

Posted on by Trief, Olk & Dror
Beneficiary Change Looks Forged: How to Prove It and Freeze the Payout
Life insurance policies are often a safety net that provides financial security to the family or loved ones of a policyholder. However, what happens when a beneficiary change is made under suspicious circumstances, or even worse, when that change looks forged? This scenario can create significant anxiety for the rightful beneficiaries who might stand to […]
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Denied Life Insurance Claim

Alcohol or Drug Use Listed on the Death Certificate: Can the Insurer Use That to Deny?

Posted on by Trief, Olk & Dror
Alcohol or Drug Use Listed on the Death Certificate: Can the Insurer Use That to Deny?
When a loved one passes away, it’s an emotionally charged time, and the last thing anyone wants to deal with is a life insurance claim denial. However, one issue that can complicate this process is the presence of alcohol or drug use on the death certificate. In some cases, life insurance companies may use this […]
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Denial Of Life Insurance Claim Due To Claimed Material Misrepresentation

Insurer Cites “Material Misrepresentation”—What Evidence Really Wins These Cases

Posted on by Trief, Olk & Dror
Insurer Cites “Material Misrepresentation”—What Evidence Really Wins These Cases
When life insurers deny claims citing “material misrepresentation,” it can seem like a daunting challenge. The burden of proving that misrepresentation has occurred rests with the insurer, but your ability to present strong, compelling evidence can turn the case in your favor.  Understanding Material Misrepresentation in Life Insurance Claims In life insurance claims, material misrepresentation […]
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