At Trief & Olk’s Life Insurance Law Firm – we understand the financial turmoil that can arise when a life insurance claim is denied or when disputes over insurance proceeds among beneficiaries occur.
If you find yourself in such a situation in New Hampshire, rest assured that we are here to help. Our dedicated team of experienced life insurance attorneys will help you navigate the complexities of life insurance disputes and denied claims. We can help you in New Hampshire. Whether you’re facing a denied life insurance claim or grappling with beneficiary conflicts, we are your trusted partner in seeking justice. We will ensure that you receive the benefits you are entitled to. Your peace of mind is our priority.
Life insurance is subject to stringent regulations that can vary significantly from state to state, and New Hampshire is no exception. At Trief & Olk’s Life Insurance Law Firm, we understand the intricacies of life insurance laws, and we encourage you to reach out to us promptly. We offer a no-cost initial document review, which allows us to assess the details of your case and determine the best approach to secure your benefits. It’s important to act without delay, as insurance companies may sometimes delay your claim. With our experienced life insurance attorneys by your side, 95% of cases can be resolved more swiftly and favorably, ensuring that you receive the financial support you and your loved ones deserve. Don’t hesitate—call Trief & Olk today and let us help you navigate the complexities of life insurance claims and beneficiary disputes.
Here are various types of life insurance claim denials and disputes in New Hampshire that Trief & Olk is well-equipped to assist you with:
Life Insurance Attorneys helping those in New Hampshire
Life insurance is a vital safety net designed to provide financial security to your loved ones in the event of your passing. However, navigating the complexities of life insurance claims, especially when faced with denial or delay, can be a daunting task. At Trief & Olk’s Life Insurance Law Firm, our seasoned attorneys are dedicated to assisting beneficiaries in New Hampshire who find themselves in the unfortunate situation of having their life insurance claims denied or delayed.
Understanding the Legal Landscape
Life insurance is subject to stringent regulations, and these rules can vary significantly from state to state. At Trief & Olk, we comprehend the intricacies of life insurance claim policies nationwide. If you are a beneficiary facing challenges in New Hampshire, our experienced life insurance attorneys are ready to guide you through the process.
Prompt Action is Crucial
In the aftermath of losing a loved one, dealing with a denied or delayed life insurance claim can add unnecessary stress. It is crucial to act promptly, as insurance companies may sometimes intentionally delay your claim. Trief & Olk offers a no-cost initial document review, allowing us to assess the details of your case comprehensively.
Swift and Favorable Resolutions
With our seasoned life insurance attorneys by your side, 95% of cases can be resolved more swiftly and favorably. We understand the emotional toll these situations take and are committed to ensuring that you and your loved ones receive the financial support you rightfully deserve.
Types of Claims We Handle
Trief & Olk can assist you with a range of life insurance claim issues, including Delayed Life Insurance Claims, Denied Life Insurance Claims, Denied FEGLI Claims, Denied ERISA Claims, Life Insurance Beneficiary Disputes, Denial Due to Policy Lapse, and Denial Due to Material Misrepresentation.
Reach Out for Guidance
Life insurance regulations vary, and it is best to discuss the specifics of your denial with our dedicated team. We encourage you to call us promptly, as this allows us to provide personalized guidance based on the unique details of your case.
When faced with the complexity of denied or delayed life insurance claims, Trief & Olk is your trusted ally. Our commitment is to help life insurance beneficiaries in New Hampshire secure the benefits they are entitled to. Call us today to take the first step toward resolving your life insurance claim challenges.
Notable Victories, Trief & Olk’s Success Stories in Life Insurance Claim Denial Cases
At Trief & Olk’s Life Insurance Law Firm, our track record speaks volumes about our commitment to securing justice for our clients facing life insurance claim denials. We are proud to share some of our recent triumphs against various life insurance companies on behalf of our clients.
Verdict Against William Penn Life Insurance Co. ($3 million)
In a significant victory, we secured a $3 million verdict against William Penn Life Insurance Co. This outcome underscores our dedication to fighting for our clients’ rights and holding insurance companies accountable.
Reinstatement of Lapsed Policy Leading to $3 Million Payout by State Farm
Trief & Olk successfully obtained the reinstatement of a lapsed policy on behalf of beneficiaries whose loved one faced incapacitation due to brain cancer. This victory compelled State Farm to honor the policy, resulting in a $3 million payout to the beneficiaries.
Summary Judgment Against Metropolitan Life Ins. Co. ($1.7 million)
Our firm achieved success at summary judgment against Metropolitan Life Insurance Co., securing a $1.7 million settlement. This accomplishment demonstrates our legal experience in navigating complex life insurance claim denial cases.
Settlement with Primerica ($1.2 million)
Trief & Olk reached a $1.2 million settlement with Primerica, highlighting our ability to negotiate favorable outcomes for our clients in the face of life insurance claim challenges.
Settlement with Protective Life Insurance ($1 million)
In another successful negotiation, we secured a $1 million settlement with Protective Life Insurance. This result underscores our firm’s dedication to achieving fair and just resolutions for our clients.
Numerous Confidential Settlements Against Industry Leaders
Trief & Olk has secured numerous confidential settlements against major players in the industry, including MetLife (including BrightHouse), Prudential, Farmers, First-Penn Pacific, and John Hancock. While the specific details remain confidential, these settlements showcase our ability to advocate successfully against a variety of insurance companies.
These victories reflect our unwavering commitment to life insurance beneficiaries, including those in New Hampshire. If you are facing a denial or delay in your life insurance claim, our experienced team is ready to fight for your rights and help you secure the benefits you deserve. Contact Trief & Olk today to discuss your case and take the first step towards achieving a favorable resolution.
Related Blog Posts
Avoiding Common Pitfalls: A Guide for New Hampshire Life Insurance Beneficiaries
As seasoned life insurance attorneys at Trief & Olk, we understand the challenges that beneficiaries face when seeking rightful death benefit payouts for their loved ones’ life insurance plans. It’s crucial to be aware of potential mistakes that can jeopardize your claim and hinder the timely resolution of your case. Here’s a guide to help you navigate this complex terrain and increase your chances of a successful outcome.
Accepting Denial Without Taking Action
One of the most common mistakes beneficiaries make is accepting a denial passively. It’s essential to recognize that denials can be appealed, and the initial decision is not always final. By not taking proactive steps to challenge the denial, you may inadvertently forfeit your right to the benefits you are entitled to. Seek legal counsel promptly to explore avenues for appeal and resolution.
Lack of a Trial Lawyer Willing to Take Action
Choosing an attorney with trial experience is crucial in life insurance claim denials. Some law firms may opt for quick settlements rather than pursuing legal action. Having a trial lawyer willing to take the life insurance company to court sends a powerful message. It demonstrates your commitment to securing a fair resolution and often compels the insurance company to engage in negotiations more seriously.
Hiring an Attorney Without Life Insurance Litigation Experience
Not all attorneys are created equal, and experience matters, especially in the specialized field of life insurance litigation. Hiring an attorney without a proven track record in handling life insurance claims can be a significant misstep. Life insurance laws are intricate, and an experienced attorney can navigate the complexities more effectively, increasing your chances of a favorable outcome.
Underestimating the Importance of Timing
Timing is a critical factor in life insurance claim disputes. Insurance companies may intentionally delay proceedings, hoping beneficiaries will grow weary and abandon their pursuit. Choosing a life insurance attorney with trial litigation experience can expedite the process, bringing the insurance company to the negotiating table more quickly and increasing the likelihood of a timely resolution.
Our Commitment to Your Success
At Trief & Olk, we are dedicated to guiding New Hampshire life insurance beneficiaries through the challenges of denied or delayed death benefit claims. Our experienced trial lawyers understand the intricacies of life insurance claim policies nationwide and are committed to ensuring you receive the benefits you deserve. Don’t let common mistakes derail your pursuit of justice. Contact us today, and let us navigate the complexities on your behalf.
Frequently Asked Questions: Life Insurance Claim Denials in New Hampshire
I've received a denial for my loved one's life insurance claim. What should I do next?
If you’ve received a denial, it’s essential not to accept it without exploring your options. Contacting a life insurance attorney is a crucial first step. At Trief & Olk, our experienced attorneys can assess your case, determine the best course of action, and guide you through the process of challenging the denial.
Can I appeal the denial on my own, or do I need an attorney?
While it’s possible to appeal a denial independently, having an attorney by your side significantly increases your chances of success. Our life insurance attorneys at Trief & Olk understand the intricacies of life insurance claim policies nationwide, and we can provide the experience needed to navigate the appeals process effectively.
How long does the appeals process take?
The duration of the appeals process can vary based on the specifics of your case and the cooperation of the insurance company. Having an experienced life insurance attorney can expedite the process, as they can apply strategic pressure to prompt a swifter resolution.
What if the insurance company refuses to negotiate or reconsider my claim?
In cases where insurance companies are unresponsive or unwilling to reconsider a claim, legal action may be necessary. Our trial lawyers at Trief & Olk have experience bringing life insurance companies to court, compelling them to engage in negotiations more seriously and increasing the chances of a favorable resolution.
How much does it cost to hire a life insurance attorney?
At Trief & Olk, we understand the financial strain beneficiaries may face. That’s why we offer a no-cost initial document review. This allows us to assess the details of your case and provide guidance without upfront fees. We work on a contingency fee basis, meaning our fees are contingent on a successful outcome for your case.
Can I still pursue a claim if the policy lapsed?
Even if the policy has lapsed, you may still have options. Trief & Olk has successfully obtained reinstatements for lapsed policies, ensuring beneficiaries receive the death benefits they deserve. Contact us to discuss the specifics of your case and explore potential avenues for resolution.
Is there a time limit for filing an appeal or legal action?
Yes, there are time limits, known as statutes of limitations, for filing appeals or legal action. It’s crucial to act promptly to avoid missing these deadlines. Contacting Trief & Olk as soon as possible allows us to assess your case and ensure all necessary actions are taken within the prescribed timeframe.
For more personalized guidance on your specific situation, reach out to Trief & Olk’s Life Insurance Law Firm. We are here to support New Hampshire residents facing life insurance claim denials and provide the legal assistance needed to secure the benefits you rightfully deserve.
Life Insurance Attorneys helping those in New Hampshire client story
This client story is for educational purposes only.
In a small town in New Hampshire, Ronald faced an overwhelming storm of emotions after the loss of his beloved wife, Dorothy. As if grappling with the pain of her absence wasn’t enough, Ronald found himself in a battle with an insurance company that had denied the death benefit claim he desperately needed.
With a heavy heart, Ronald turned to Trief & Olk, a beacon of hope in the realm of life insurance claims. His grief was palpable, his frustration evident, but little did he know that this was the beginning of a journey towards justice and closure.
Ronald shared his story with the compassionate team at Trief & Olk. His eyes reflected the love he had for Dorothy, and the pain of being denied the financial support he needed during such a challenging time. The team listened, not just with their ears, but with hearts that understood the weight of his loss.
Trief & Olk’s dedicated attorneys took up Ronald’s case with determination. They delved into the intricacies of life insurance claim policies, leaving no stone unturned to fight for what Ronald rightfully deserved. The journey was not easy, but Ronald felt a newfound sense of support, knowing that he had a guide by his side.
Through strategic negotiations and a tenacious pursuit of justice, Trief & Olk broke through the barriers erected by the insurance company. Ronald’s claim, once denied, became a testament to the firm’s commitment to their clients. The emotional weight on Ronald’s shoulders began to lift as the benefits he needed to navigate life without Dorothy were secured.
In the end, Ronald not only obtained the financial support he sought but also found a sense of closure and justice. Trief & Olk had not just fought for a claim; they had fought for Ronald, for his story, for his love, and for his peace of mind.
As Ronald reflects on his journey with Trief & Olk, he knows that he chose more than just attorneys; he chose compassionate allies who understood the human side of the battle. For those in New Hampshire facing a denied death benefit claim, Ronald’s story stands as a beacon of hope. Trief & Olk is more than a law firm; they are partners in your journey towards justice and healing.
Facing a denial of a life insurance death benefit can be an emotionally taxing experience. At Trief & Olk, we understand the challenges life insurance beneficiaries like you may encounter in the wake of such denials. Our dedicated team of life insurance attorneys is here to guide you through the process, advocating for your rights and ensuring that you receive the benefits you are entitled to.
Why Choose Trief & Olk?
Life insurance denial is a complex contractual issue, requiring legal experience in life insurance law, applications, and policies. Our experienced attorneys at Trief & Olk have successfully negotiated and litigated numerous life insurance denial cases against some of the top-named life insurance companies. We bring a wealth of knowledge and a track record of achieving favorable outcomes for our clients.
Free Consultations
We understand the urgency and importance of resolving your life insurance claim issues. That’s why we offer free consultations to discuss your case and provide insights into the best course of action. During this consultation, we’ll review your life insurance documents without charge, allowing us to assess the details of your case comprehensively.
Navigating the Complexities Nationwide
Our understanding of life insurance claim policies extends nationwide, including beneficiaries in New Hampshire. We are committed to helping life insurance beneficiaries across the country, utilizing our experience to navigate the complexities of life insurance claims and secure the benefits you deserve.
If you’ve recently faced a denial of a life insurance death benefit payout in New Hampshire, don’t face it alone. Reach out to Trief & Olk for compassionate and dedicated legal assistance. Our team is here to guide you through the process, providing the support and advocacy you need during this challenging time. Take the first step towards resolution by contacting us today for your free consultation.
Client Reviews
If there is any possibility of winning your life insurance case – this is the place to do it for you. They are efficient, honest and will achieve the best possible outcome.
Shelly Friedland worked on my case where a life insurance policy had lapsed and was even a few days beyond the grace period. Farmers had rejected my claim twice and was unwilling to take a second look. Shelly was able to get them to pay the entire claim without going to court, and the full amount was deposited in my account within a couple months. Highest recommendation.