New York


New Jersey


  • Has Your Life Insurance Company Denied or Delayed Your Claim?

    Our attorneys who handle life insurance claims have taken on the large insurance companies and have won on our clients’ behalf. Contact our life insurance claim lawyers to find out if you have a claim. We can help.

      Free Case Evaluation!

    Our Experienced Life Insurance Claim Attorneys Stand By Ready To Help You


    Our life insurance attorneys have negotiated or litigated many different life insurance denial cases against major insurance companies.


    Our life insurance attorneys are experienced in handling the complex litigation of life insurance cases, such as denial of claims.


    Our lawyer-to-case ratio is extremely high, assuring the degree of personal attention and thoroughness for which our life insurance attorneys are known.

    If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. The team of life insurance claim attorneys at Trief & Olk are experienced in life insurance law, terminology, applications, and practices. We will represent you aggressively in negotiations with your life insurance company and if they don’t agree to pay the benefits to which you are entitled, our life insurance claim lawyers will take them to court to prove your claim.

    Notable Verdicts & Settlements


    Metropolitan Life Ins. Co. (summary judgment)

    $1 Million

    Protective Life Insurance

     Settlements and Verdicts:

    Trief and Olk’s team of expert insurance claim lawyers has recovered millions of dollars for clients, with recoveries ranging from $250,000 to over $3 million, taking cases through trial and the appeals process. Our insurance claim attorneys have litigated life insurance denial claims against numerous major companies such as Met Life, New York Life, Prudential, John Hancock, William Penn, Banker’s Life, First Penn-Pacific, Globe Life, Lincoln, and more, and have even received referrals from law firms against whom we’ve litigated. Through the many insurance lawsuits we’ve won, our insurance claim attorneys have gained the necessary insight, skill, and proficiency to secure the proceeds you deserve.

    Ted Trief

    Ted Trief received his J.D. from Rutgers University Law School, graduating with honors in 1976. He received his B.A. in 1973 from State University of New York at New Paltz. He is a former Assistant D.A.

    Barbara Olk

    Barbara Olk graduated from New York University Law School with a J.D. degree in June of 1976. Ms. Olk completed her B.A. degree in English and Political Science at the University of Rochester in 1973, where she was a member of Phi Beta Kappa.

    Shelly L. Friedland

    Shelly L. Friedland, who joined Trief & Olk in 2014 and became a partner in 2016, graduated cum laude from Harvard Law School, and received her B.A. in economics from Columbia University, graduating summa cum laude.

    Eyal Dror

    Eyal Dror joined Trief & Olk in 2019. He received his J.D. from Columbia Law School, where he graduated a Kent Scholar in 2007, and, prior to that, earned his B.A. from Columbia University in three years..

    Reasons for a Life Insurance Claim Denial:

    You may be denied life insurance proceeds for many different reasons, several of which can be challenged. Founded in 1987, Trief & Olk has offices in New York and New Jersey, and is adept at litigating life insurance claim lawsuits. Common cases we encounter involve denials because of claimed material misrepresentations, policy lapses for non-payment, and conflicts between life insurance beneficiaries regarding who should receive the proceeds.  Our life insurance claim lawyers handle cases stemming from denial of claims in the context of employment-based life insurance (litigated under the federal ERISA statute), including policies covering federal employees issued under the Federal Employees Group Life Insurance Program (FEGLI).  Some legal disputes can be settled outside of court, an outcome we are experienced at facilitating. If your life insurance claim is being denied for whatever reason, our qualified attorneys stand ready to assist you. Some of the reasons that your life insurance claim might be denied include:

    • Lapse
    • Failing to reinstate    
    • Failing to disclose medical visit
    • Failure to disclose medical condition
    • Failure to timely pay premium
    • Failing to convert to individual policy
    • Failing to report life insurance coverage
    • Wrong age on application
    • Inaccurate income listed
    • Inaccurate weight listed
    • Competing beneficiaries
    • Criminal history discovered
    • Change in person’s job
    • Fired from person’s job
    • Employer didn’t forward records
    • Suicide exclusion
    • Self-inflicted injury exclusion
    • Illegal drug exclusion
    • Prescription drug exclusion
    • Use of alcohol exclusion
    • Sickness exclusion
    • Felony exclusion
    • Medical treatment
    • Foreign country fatality

    Our knowledgeable team would be happy to answer any questions you may have and help you decide what your next move should be.

    Trending News