Policyholders purchase life insurance to ensure their loved ones have a comfortable life after they pass away. They would be shocked to find out the claim was denied and their loved ones couldn’t make house payments on time or afford basic health care. When a claim is denied, many grieving relatives and friends don’t always understand that they still have options to recover life insurance money from a big company.
When your policy claim is rejected, you need to contact our office to speak with a life insurance denial attorney in New Jersey. We can help you understand “material misrepresentation,” the reason many companies use to claim that a policy or additional document was incomplete or incorrect. Any alleged distortion, fallacy or discrepancy is considered a material misrepresentation, and can be used as a basis for denying your claim. Many misrepresentations aren’t material, because the insurance company would have still approved the insurance policy. Your attorney can negotiate with the insurance company and insist that it pay your claim.
Once you obtain legal services and attempt to negotiate, the company may still choose to deny your claim. A denied claim is never the final decision. You still have numerous options to pursue the claim, including an appeal, negotiations and eventually a lawsuit, if you have worked through all the other options. By seeking professional advice, you’ll have a better understanding of your claim’s chance of being paid by the company.
Life Insurance Denial Attorney in New Jersey
Each and every beneficiary deserves to receive the money that his or her loved one set aside for the future. We provide a free consultation to anyone who has had a life insurance claim denied. When we accept a case, each client receives service from at least two senior attorneys. We pay personal attention to each and every case. Our attorneys always complete thorough research and pay great attention to detail, and that equals a better chance that your appeal or lawsuit is successful. And by taking a team approach, we leverage the experience of our firm and its history of successful litigation.
Don’t hesitate to contact us and speak with a life insurance denial attorney in New Jersey today. Because so many life insurance companies are based in New Jersey, we are able to take cases from clients across the country. If your insurance company is located in New Jersey, we’d like to hear more details about why your claim was denied.
Life Insurance Denial Attorney Services
Since 1987, the law firm of Trief & Olk has provided numerous legal services to a wide variety of clients. If you or a loved one has a legal need, please contact us to find out more specific information about our firm or for a free consultation to discuss how our firm can help to resolve your case. Our law offices can be reached via telephone at (212) 486-6060 or by completing our confidential online form. When you fill out the form, include a detailed and thorough description of your case. We look forward to serving your needs.