Trief & Olk negotiated a settlement for the full $ 1.2 million life insurance policy on behalf of their client, the wife of the insured. The insured had been experiencing mental health issues, in the midst of which he called the insurance company to cancel the life insurance policy. According to the terms of the policy, however, any cancellation had to be made in writing, and thus the cancellation was ineffective, requiring the insurance company to pay the full amount owed under the policy.