Legal Blog

During the winter months, missed premium notices for insurance policies are a common occurrence. With the hustle and bustle of the holiday season, weather disruptions, and other distractions, it’s easy to overlook an important payment. At Trief, Olk & Dror, we understand that staying on top of your insurance payments can be challenging during this […]

Life insurance denials tend to increase during the winter months due to a combination of weather-related risks, seasonal health complications, and specific clauses within life insurance policies. Understanding these factors can help beneficiaries avoid unexpected denials and ensure claims are paid. Why Do Life Insurance Denials Increase During Winter? Winter months often bring colder temperatures […]

 For beneficiaries, receiving a life insurance payout is often crucial after the death of a loved one. However, waiting for the payout can be a stressful experience. In this guide, we explore the typical timeline for life insurance payouts, common delays, factors that influence how long beneficiaries may wait, and steps to take in case […]

When a life insurance claim is denied, policyholders often feel helpless, especially when they know their claim should have been valid. Whether it’s due to an alleged misrepresentation of income, failure to disclose a pre-existing condition, or other concerns, the denial of life insurance coverage can significantly impact the beneficiaries’ financial future. Fortunately, New York […]

Life insurance coverage can be a lifesaver for your loved ones, but lapses in coverage can lead to severe consequences. In New York, grace periods, late notices, and winter mail delays can all play a role in whether or not you are able to keep your policy active. If your life insurance has lapsed, understanding […]

A life insurance claim denial can be overwhelming for beneficiaries already dealing with the loss of a loved one. However, the first steps taken after the denial are crucial in determining whether the claim can be overturned. This guide will walk you through the key actions to take if a claim is denied, ensuring that […]