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View our posts regarding a variety of legal topics related to Life Insurance Lawsuits

How New Jersey Beneficiaries Can Appeal a Denied Life Insurance Claim Step by Step

How New Jersey Beneficiaries Can Appeal a Denied Life Insurance Claim Step by Step
When a life insurance claim is denied in New Jersey, beneficiaries are often left with confusion and financial stress. Families rely on these benefits to cover living expenses, debts, and future security. A denial does not always mean the end of the road. Beneficiaries have the right to appeal and challenge the insurance company’s decision. […]

Was a Denied Claim in New York Based on Prescription Drug Use? Here’s What Beneficiaries Can Challenge

Was a Denied Claim in New York Based on Prescription Drug Use? Here's What Beneficiaries Can Challenge
If you are a beneficiary who has faced a denied life insurance claim in New York, you might be feeling overwhelmed, confused, or even helpless. One common reason insurers deny claims is the use of prescription drugs. While some insurance companies may argue that prescription drug use is a sign of a pre-existing condition that […]

What to Do When Multiple People Claim the Same Life Insurance in New York or New Jersey

What to Do When Multiple People Claim the Same Life Insurance in New York or New Jersey
Life insurance is designed to provide financial support to the beneficiaries of a deceased person. However, when multiple people step forward, each claiming to be the rightful beneficiary, things can become complicated. In New York and New Jersey, the laws surrounding life insurance claims can be complex, especially when disputes arise over who is entitled […]

What Beneficiaries Can Do When Employer Life Insurance Is Denied Under ERISA (New York & New Jersey)

What Beneficiaries Can Do When Employer Life Insurance Is Denied Under ERISA (New York & New Jersey)
When a life insurance claim is denied, the situation can feel overwhelming, especially when the coverage was intended to provide financial support during difficult times. For beneficiaries in New York and New Jersey, the situation can be even more confusing when dealing with a denied employer-sponsored life insurance claim under the Employee Retirement Income Security […]

Understanding Beneficiary Rights After a Suspected Forged Life Insurance Change in New Jersey

Understanding Beneficiary Rights After a Suspected Forged Life Insurance Change in New Jersey
A life insurance policy is often a critical part of a person’s estate planning. It provides financial security to family members and loved ones after the policyholder’s death. However, what happens when the intended beneficiary is suddenly removed or changed in a suspicious manner? In cases where there is a suspected forged life insurance change, […]

How the Two-Year Contestability Clause Affects Beneficiaries in New York

How the Two-Year Contestability Clause Affects Beneficiaries in New York
When a loved one passes away, the last thing anyone expects is a life insurance claim to be denied. Unfortunately, insurance companies sometimes look for reasons to avoid paying out claims, leaving beneficiaries in a difficult and stressful situation. One of the most common reasons for a denial is something known as the two-year contestability […]

Was the Life Insurance Canceled While the Policyholder Was Incapacitated? What New York Beneficiaries Need to Know

Was the Life Insurance Canceled While the Policyholder Was Incapacitated? What New York Beneficiaries Need to Know
Losing a loved one is always difficult, and when complications arise regarding life insurance, it can make an already painful situation even harder. If a life insurance policy was canceled while the policyholder was incapacitated, New York beneficiaries may find themselves confused, worried, and unsure of where to turn. If this situation sounds familiar, it’s […]

What to Do After a Life Insurance Claim Is Denied in New York or New Jersey

What to Do After a Life Insurance Claim Is Denied in New York or New Jersey
Receiving a life insurance claim denial can be emotionally overwhelming. If you’ve recently found yourself in this situation, it’s understandable to feel confused, frustrated, or even helpless. The death of a loved one is already a difficult experience, and the added complication of a denied claim can make it feel like you’re facing a legal […]

How to Resolve Beneficiary Disputes in New York Without Going to Court

How to Resolve Beneficiary Disputes in New York Without Going to Court
Dealing with a beneficiary dispute can be an overwhelming and emotional experience, especially when it comes to matters involving a loved one’s estate or life insurance policy. If you are facing a disagreement over who should rightfully receive a beneficiary benefit, you are not alone. Many individuals in New York experience similar conflicts, and there […]

Understanding Incontestability in Denied New York Life Insurance Claims

Understanding Incontestability in Denied New York Life Insurance Claims
If you’re reading this, it’s likely because you’ve encountered the frustrating and emotionally taxing experience of having your life insurance claim denied in New York. Life insurance is meant to provide a safety net for your loved ones in the event of a tragedy, but sometimes, insurance companies find ways to reject claims. One of […]